Saturday, May 3, 2008

How to Make Hammered Coins

Old coins were hammered in the first millennium BC hammered using the method of production. As well as the use of hammering method, many previous coins were also made using a mold, where a mold was capable of producing up to the 30 currencies in as many a time. The mold is well known method of having produced, which is known as as a tree of currencies that would normally have a central hole. From there, the coins were called individually and lost money. The word money, as we know it today, originated from its colloquial use in China for many centuries ago. Although this method was used in China until the 19 th century, the technique is no longer used today.
In England coins were made using the technique hammered all the way through the reign of Charles II, in the year 1662. Although that was the main method of production until then, nearly a century before the milling coins have evolved slowly, both of standards that could be made to, and the methods that were being used to make in order to them.
In make a currency hammering a piece of white metal, also known as a pudding or planchet, is placed between two plates. The type of metal that is used can change according to the exit you require. For example, you should require hammered gold coins or hammered silver coins, then you can simply use the metal of their choice as the pudding. The weight of the metal that is stuck between the two plates changes depending on the value of the currency that the manufacturer wants to do. After the death is stuck between the two dies, more than dying is beaten with a hammer which, in turn, imprints an image on both sides of the coin, which is derived from the image into focus both on the flan dies.
The is usually taken from a mold, to ensure that measurements are accurate. Despite efforts to do everything exact, which is not always the case as can be seen from the exit. Many Celtic hammered coins, coins and English hammered, seem less than perfect as those off-centrer, have disappeared letter and some even have misspellings!
As and make hammered coins, some people made some money by taking out as much as 1 gram of the weight of a 6 gram coin. Indeed, insofar as this was the best can be understood by the large volume of Charles 1st ancient coins that are not completely round, and not have their legend in full view.
The process by which hammered coins are made has played a role in the evolution of manufacturing other technologies. Something like anything, there is usually a clear demand for a particular method of production which can then be applied across other manufacturing processes. Today, many museums allow tourists and visitors to make a medal for holding a medal modern day, the pudding in a machine and then pulling a handle, which operates the hammer and function, which in turn produces a souvenir.
About the Author: Anthony Travis writes articles on Celtic hammered Currencies Other articles written by the author related pieces of silver hammer For more information visit http://www.hammeredcoinsofengland.com. business accounting software



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Thursday, May 1, 2008

Vacuum Formed Packaging

All-Round Packaging Solutions has a vast knowledge of both vacuum and pressure formed packaging and supplies many leading brands and product owners.
Vacuum & pressure formed packaging includes:
Clam packs - this is basically 2 blisters joined by a hinge. When closed it is held shut by a fiction fit on the frame of the blister or by studs which push together
Blister packs - designed and tailor made to fit your product, sealed onto a printed card. This style of packaging is used mainly for light products for retail display
Vac formings - these are manufactured to your specifications and locate delicate products in position.
Straight on trays - to easily assemble line boxing and wrapping. Collates and displays your product on the retail counter.
Vacuum & pressure formings can be designed to suit your product in the following options:
Secure in its own outer packaging Display your product on shelf (straight on tray) Clam pack to hang the product with a card / PVC insert printed with detail.
Call us on +44 (0)1684 275222 to discuss your vacuum formed packaging project. We will be happy to advise you.
Vacuum & pressure forming can supply a high visibility pack for a wide variety of products.
We can also produce formed lids & bases which are available in a variety of shapes, for example:
Hearts Rounds Stars D shape.
These are available in numerous stock sizes or they can be developed to suit your product.
There is a wide variety of materials available including:
A-PET G-PET GAG-PET UPVC HIPS Polypropylene Flocked PS.
Most of the above are available in clear and coloured material.
Call us on +44 (0)1684 275222 to discuss your vacuum formed packaging project. We will be happy to advise you.
http://www.allroundpackagingsolutions.com/vacuum formed packaging.htm make money on the internet



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Marketing On The Cheap: Join The What?

Your local Chamber of Commerce.

Now before you stop reading, I assure you this really works, and no, this is not an advertisement for the Chamber of Commerce although it may read like one.

What seems now like a hundred years ago I owned and operated a company that was made up of three components: a monthly magazine that we converted over to the Internet (http://www.sbmag.org); a graphic art studio; and an advertising agency. While we were in our infant stages, one of the tools I used to build a client base was a one hour consultation for new business start-ups on how to get business with little or no advertising budget.

This program was very successful, and we ended up with a number of excellent clients that stayed with us for years. Most, if not everything that I suggested in that one hour session many years back, is still valid today.

The first thing I would recommend for a new business owner was to become a joiner. If your business is a mama-papa business, you should both join an organization or two, but not the same ones. Spread it out.

The first organization I always recommended joining was the local Chamber of Commerce. Your Chamber of Commerce should be the number one advocate for business of all sizes in your community. Most are structured about the same way with a variety of committees that deal with specific issues related to different aspects that make up your community. Make sure you become active in the committee that has the closest relationship to your business. If you are a retailer, join the retail merchants committee; if you are a contractor, you may want to join the government affairs committee or the transportation and traffic committee, etc., etc. If the opportunity presents itself, you may also want to consider chairing one of these committees or gaining a seat on the board of directors. This will add instant credibility and more exposure to you and your business. But be selective and don t take on more responsibilities then you want to do or, worse yet, than you can do. Failing here can create negative public relations, the direct opposite of why you are there to begin with.

Most Chambers also sponsor any number of different networking opportunities ranging form mixers to field trips. Attend as many of these functions as you can, and always make sure you wear a nametag and have plenty of businesses cards with you. My favorites were the mixers. However, don t be obnoxious about it. I have seen people attending chamber events and simply walking around and sticking their business cards in people s faces and launching into some sort of sales pitch. This won t get it done. In fact, all it will do is tick people off. Remember, you are only there to meet and greet people and make friends and contacts, not sell them something right then and there.

Also remember that most, if not all, people in attendance are probably there for the same reason you are. Quite often I found it more beneficial to listen more then talk. People that have something to say are appreciative of those that are willing to listen. I can remember incidences where someone would say to me later that I really made a great impression on so-and-so, and that they thought what a great guy I was. In reality, I hardly said more then 20 words to so-and-so, but I did spend a half hour listening to him.

Some Chambers will arrange a ribbon cutting ceremony for you when you first join, assuming yours is a new business. If your business is not all that new, they may be willing to do something similar in the way of announcing you as a new member to the Chamber.

Most Chambers have a monthly newsletter and accept press releases. Some also sell advertising at very reasonable price. Also keep in mind that if you are an active member and maybe even a committee chairperson or board member, you may have your own column in the newsletter or at least a listing as a committee chair or member of the board. This listing usually will include the name of your business.

If your committee is dealing with important issues and or events, there may also be additional benefits in the way of local media coverage. I always made sure I chaired at least one or two events a year, and I picked the ones that were most likely to effect a large segment of the community "in a positive way". This becomes important. For instance, you may want to think twice about chairing a committee to recall the local mayor and opt instead to take over the Christmas Parade.

A lot of Chambers sponsor trade shows. If promoted right, these events will offer an excellent opportunity for you to showcase your business. The trade shows are sometimes limited to a specific type of business. An example may be an electronics show or a fashion show. Obviously, if you sell running shoes, setting up a booth among nothing but big screen TVs and laptop computers may not be the place for you. On the other hand if you sell insurance, this may be the place for you to pitch homeowners insurance to people with a lot of high priced electronic gadgets. You have to pick and choose the right place at the right time.

Another function some, if not most, Chambers sponsor are seminars. Don t miss the opportunity to present yourself as an expert in your field. Explore the possibility of becoming a presenter at a seminar being offered.

Don t over look the possibility of selling your goods or services directly to the Chamber itself. It s a fairly good bet that, with little exception, they are not going outside their own membership to purchase anything unless they absolutely have to. If you do get a chance to do business with them, make sure you give them the best service and the best prices you can. The last thing you want to do is over charge or under serve what is probably the largest and most influential business organization in your area.

The list of possible exposure via your chamber is endless -- web site listings, yearly directories both on line and hard copy, referral services, business card racks, local maps and on and on. I can t possibly cover all the advantages of membership. There will be many other opportunities that your involvement will create for you. Yet, not all of the benefits can be, nor should they be, measured in dollars and cents. One of the greatest benefits of being a member will be in the overall pride and satisfaction that you will get, knowing you are a leader working to make your community a better place to live. You can t put a price on that.

Check out http://www.sbmag.org for a number of other ideas on promoting your business on a budget.

No permission is needed to reproduce an unedited copy of this article as long the About The Author tag is left in tact and hot links included. Reciprocal links will be considered. Email floyd@sbmag.org.

Floyd Snyder has been trading and investing in the stock market for three decades. He was on the forefront of the day trading craze that swept the nation back in the late 1990 s both as a trader and as the moderator of one of the Internet s largest real time trading rooms. He is the owner of http://www.TraderAide.com , Strictly Business Magazine at http://www.sbmag.org, http://www.FrameHouseGallery.com, and http://www.EducationResourcesNetwork.com. home based business



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Main Qualifying Factors for Refinancing

There are 3 major factors qualification used to describe a borrower d & 39; a mortgage: l & 39; equity, in terms of income and CREDIT.
Everyone seems to be concerned about the rate of interest on their & 39; loan and how to get the lowest possible. The answer is simple. The & 39; interest rates is directly linked to . RISK. If you want lower interest rates & 39;, d & 39; eliminate the risk of the loan to the lender. Lenders look at risk based on the same three factors qualification: equity, income and credit.
Equity Risk Factors: *
limited or no equity = Top% LTV: the mortgage loan is secured by equity & 39; & 39; in the establishment. If the property n & 39; has little or no & 39; fairness, it is & 39; d & 39; loans more risky for the poor lender.
* marketability: If you are the financing of & 39; a unique property as a cottage or a house larger or smaller than the houses in the area that & 39; it affects the market value of the house. In addition, mobile homes or houses have questions as the market value * well.
residential short story: If you & 39; have not lived in the property very long, you have very little invested in it. & 39; N You have not repaid the loan much, and now you are trying to fund it. This could be the & 39; adding debt over the debt and is considered risky by lender.
* The lack of support comparable sales value: If the auction houses are not in the field, it acts & 39; d & 39; a loan at risk of doing so. If & 39; borrower default on the mortgage, the lender May have difficulty to recover costs and investments that & 39; they took in the loan.
Income Risk Factors: * =
low-income Top DTI%: & 39; If the borrower is not a lot of money & 39; or bills that represent too much income is received, it is & 39; d & 39; a loan at risk for the lender. L & 39; borrower May have begun to choose bill that pay.
* Hard to check: There are many cases where a borrower May d & 39; do much money, but it is difficult to verify l & 39; actually & 39; money that they bring in. This is the case with many independent & 39; borrowers. To take advantage of tax laws, independent borrowers absorb as much revenue through spending as they can. This helps to avoid overpaying taxes. It hurts them, however, trying to qualify for a mortgage * loan.
short employment history or gaps d & 39; employment: The lender wants to know with reasonable certainty that the Security & 39; employment l & 39; borrower now while benefiting from the & 39; borrowing will remain in place. Job larvae or borrowers who have periods of unemployment present greater risks to the lender. What if the borrower & 39; takes a new job for less money & 39;? And s & 39; they become unemployed?
* Low disposable income: This link to the DTI%. Disposable income is what & 39; borrower ceased after all reported monthly obligations are not paid. Remember, this must cover utilities, automobile & 39;, taxes, & 39; groceries, etc. None of these costs are included in the DTI%. Low disposable income & 39; indicates the borrower is probably more extensive and therefore a more risky scenario.
loan * Unemployment / licensees borrower: Obviously, if & 39; borrower does not have a & 39; employment or a way to repay the loan, it presents a high level of risk to lender.
Credit Risk Factors:
* Late payment on the mortgage or & 39; past accounts: The mortgage lender is very concerned about the & 39; how the borrower has paid the mortgages in the past. S & 39; they have late payments in the past mortgage on the accounts, it is a good indication that it & 39; May reoccur in the future & 39;, showing a level of risk to the lender. * The
late payments on other accounts d & 39;: After & 39; mortgage accounts, lenders look at & 39; other debt obligations to see how the borrower has paid & 39; them. Although & 39; it is not often heavily weighted as mortgages, late payments on behalf of other & 39; still affect the level of risk inherent in the issue of & 39; & 39; a mortgage so borrower.
* derogatory accounts: Accounts include derogatory foreclosures, bankruptcies, charge-offs and collections. If a borrower & 39; these issues in the past, the lender must assess the level of risk and probability that & 39; it can recur in the future.
* Low credit scores: It s & 39 ; acts d & 39; an indicator that & 39; borrower has had credit problems globally in the past. The lender will lend certain amounts that are based on various scores.
* The lack of credit history & 39;: Lenders like to see a pattern of payment of & 39; story about the report credit. If & 39; borrower has little or no credit, the lender May & 39; want the borrower to put up a good payment history on d & 39; other accounts before taking the risk in l & 39; issue of & 39; a mortgage loan.
* High balances compared to limits: In general, shows that & 39; borrower is more - and extended living on credit. For obvious reasons, this is risky for the lender. Usually, this & 39; that & 39; is a matter of time before the borrower & 39; start backwards on these payments, especially if they do not change lifestyle to live within their means . ----------------------------------------------- ABOUT L & 39; AUTHOR: Tamara Schmitt is currently a loan officer with the 1st United & 39; mortgages. Tamara is also the senior official ready to obtain loans cheap, an Internet company aimed only to educate and assist consumers in evaluating & 39; and & 39; obtaining the right loan for their specific needs, and , Mortgage rates help professionals in all fields. See the site for more details & 39; articles on mortgages and refinancing, or other needs & 39; home loan. You can view Tamara page d & 39; home and see his reactions and & 39; d & 39; other articles that she wrote to the home loan information d & 39; internet business opportunities



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